Offer Terms

SAVE UP TO 40% OFF YOUR LOAN!*

SUCH BIG OFFERS, so little time.

 

Grab these rates before they're gone! 

30-YEAR FIXED-RATE LOAN

available on select homes through affiliate lender, Inspire Home Loans®


Offer terms by Loan Type

FHA**

3.875%
(4.921% APR)

VA***

3.875%
(4.383% APR)

OR

CONVENTIONAL****

4.875%
(5.41% APR)


OR

30-YEAR 1/0 BUYDOWN LOAN

available on select homes through affiliate lender, Inspire Home Loans®


Offer terms by Loan Type

FHA

YEAR 1

3.25%

(4.529% APR)

YEARS 2 - 30

4.25%

(4.529% APR)

VA

YEAR 1

3.25%

(4.434% APR)

YEARS 2 - 30

4.25%

(4.434% APR)


OR

30-YEAR 7/6 ARM LOAN

available on select homes through affiliate lender, Inspire Home Loans®


Offer terms by Loan Type

CONVENTIONAL

YEAR 1 - 7

4.5%

(7.013% APR)

YEARS 8 - 30

9.5%

(7.013% APR)

 

Unbeatable savings on your dream home start now.

 

Take the first step toward your perfect living space today! 

Sign up to speak with a new home specialist & learn about offers in your area.

 
 
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Additional information:

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Step 1 Shop for your  new home.
Step 2 Complete our buy online form.
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Disclaimer

 

Rates are available only on the purchase of select Century Communities or Century Complete homes that contract on or before 5/15/2025 and close on or before 5/30/2025. Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). *Savings of 39.64% are based on comparing the seller rate special to the average market interest rate of 6.42% (7.238% APR), as published on www.mortgagenewsdaily.com/mortgage-rates on 04/24/2024. **Interest rate of 3.875% (4.921% APR) is for a 30-year fixed-rate FHA loan which will be owner occupied with a 3.5% down payment and a minimum credit score of 620. ***Interest rate of 3.875% (4.383% APR) is for a 30-year fixed-rate VA loan which will be owner occupied with a 3.5% down payment and a minimum credit score of 620. ****Interest rate of 4.875% (5.41 % APR) is for a 30-year fixed-rate Conventional loan which will be owner occupied with a 10% down payment and a minimum credit score of 720. †Interest rate is for a 30-year fixed-rate FHA loan which will be owner occupied with a 3.5% down payment and a minimum credit score of 620. Mortgage has a 1-0 Buydown with a Note rate of 4.25% (4.529% APR). Buyer must qualify for financing at the Note rate of 4.25%. The interest rate is temporarily reduced to 3.25% for Year 1 and is 4.25% for Years 2–30.††Interest rate is for a 30-year fixed-rate VA loan which will be owner occupied with a 0% down payment and a minimum credit score of 620. Mortgage has a 1-0 Buydown with a Note rate of 4.25% (4.434% APR). Buyer must qualify for financing at the Note rate of 4.25%. The interest rate is temporarily reduced to 3.25% for Year 1 and is 4.25% for Years 2–30. VA loans are available to eligible veterans and certain other service members. To check eligibility requirements, see: https://www.va.gov/housing-assistance/home-loans/eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. †††Mortgage is a Conventional 7/6 ARM 30 year which will be owner occupied with a 10% down payment and a minimum credit score of 740.  Rate is 4.5% (7.013% APR) for the first 84 months of the loan.  For months 85-360, interest rate will adjust every 6 months based on current index, margin and rate and payment caps.  The first rate adjustment may not exceed 5% above the note rate or 9.5%, thereafter monthly principal and interest payments may increase at each biannual adjustment by up to 1% to a maximum of 5.00% above the Note rate or 9.5%. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply Loan program is available through Inspire Home Loans® | NMLS # 1564276. Additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org. ©04/2025 Century Communities, Inc.